October 28, 2008, 4:51 pm
To request that a security freeze be placed on your credit file, please use the following letter as a template for your communication with the credit bureau:
| Security Freeze Request Letter |
| To request a freeze from all three credit reporting bureaus, you must send a separate letter to each bureau. Check the appropriate box for each letter: |
□ Equifax Security Freeze
P.O. Box 105788
Atlanta, GA 30348 |
□ Experian Security Freeze
P.O. Box 9554
Allen, TX 75013 |
□ TransUnion Security Freeze
P.O. Box 6790
Fullerton, CA 92834-6790 |
| To Whom It May Concern: |
| I would like to place a security freeze on my credit file. My current full name and mailing address, date of birth, and social security number are as follows: (Also list after it any addresses you had previously over the last 5 years) |
Joseph Somebody
123 Somewhere Street
Somewhere, NY 11234 |
SS #: 123-45-5678 |
Date of Birth : 12/22/1971 |
| As proof of my identity and residence, I am enclosing the following items of proof: (e.g. Driver’s License, Passport, Military ID Card, College ID, Utility Bill, Bank Statements etc.) |
NYS Driver’s License ID #34567812
U.S. Passport ID #1234567
Military Identification Card |
| CHOOSE ONE OF THESE TO INCLUDE IN YOUR REAL LETTER |
Payment Info |
| [OPTION 1] I am an identity theft victim and a copy of my police report of identity theft is enclosed. Therefore, there will be no cost to me for the security freeze. |
| [OPTION 2] I have enclosed a check or will pay the [check CB for fee amt] fee for placing the security freeze by credit card. [TransUnion requires payment by credit card] {MasterCard # 5466123456789876 Exp. Date 10/13 CVV# 456} |
| Respectfully Yours, |
| Signature: _________________________ |
Date: _______ |
|
|
Tags:
123 Somewhere Street,
Allen,
Atlanta,
Bill,
card,
credit,
date,
Freeze,
fullerton ca,
Joseph Somebody,
letter,
military id card,
military identification,
NY,
P.O. Box 105788,
P.O. Box 6790,
P.O. Box 9554,
passport id,
Security,
social security number,
theft victim,
U.S. Category:
Identity Theft,
Sample Letters |
Comment
October 28, 2008, 10:32 am
To dispute an item on your credit report, please use the following letter as a template for your communication with the credit bureau, this is a new custom one I wrote myself and have only used it once so by all means go ahead, this one is sent to TransUnion, so just change the address and credit agency name where applicable:
|
John Doe
123 Credit Street
Credit Crapper, NY 11773
SSN#: 000-00-0000
TransUnion
Customer Disclosure Center
Trans Union Consumer Relations
PO Box 2000
Chester, PA 19022-2000
November 1, 2008
To Whom It May Concern:
I am writing this letter in order to file a formal complaint regarding inaccurate adverse information in my TransUnion credit file.
It upsets me greatly that so many of these items are in my credit file, when I know for a fact that they are not mine. I am sure you know that credit reporting agencies are required by law to report accurate information. I am positive that the inaccurate information is a result of a clerical error on the part of you or the original creditor. As a result of this inaccurate information, I have been passed up on employment applications and have been denied further credit.
Please delete and verify the following items from my report immediately, thank you.
|
Acct/Record Name
|
Acct/Docket #
|
Reason for Dispute
|
| Creditor Joe Inc |
7463524346452 |
Not Mine |
| Joey’s Collections |
74635243464 |
Not Mine |
| RIPUOFF Collections |
746352434 |
Not Mine |
| GM Card Services |
746352434645 |
Not Mine |
| HSBC Bank |
74635243 |
Not Mine |
Please delete the above items ASAP, thanks much.
Respectfully yours,
John N. Doe |
Tags:
123 Credit Street,
Address
City,
address city state,
asap thanks,
bureau,
Chester,
City,
city state zip,
clerical error,
complaint department,
credit,
credit bureau,
credit reporting agencies,
dear sir or madam,
employment applications,
gm card,
information,
item,
Joey,
John Doe,
John N. Doe,
letter,
mine,
name,
NY,
PO Box 2000,
report,
state zip code,
trans union consumer relations,
TransUnion,
use Category:
Sample Letters |
1 Comment
